Agriculture Field Officer

Agriculture Field Officer

Agricultural Officer Agricultural Officer: The Chief Agricultural Officer includes promoting credit and other credit services to farmers. Brief description of the job: A person who manages to promote financial institution’s loan products to prospective farmers, visits their facilities to check their fidelity and loyalty, analyzes all the details about the borrower to ensure that his / her information is appropriate to allow the loan, to repay the loan and to track the loan amount. Your Qualifications: The job requires that the person be: attentive to details, physical fitness, geographical knowledge, driving skills, and standing / walking long hours field visits and willingness to work in flexible hours.

Promote bank loan products to farmers Agriculture Field Officer:

In order to be effective, each user / individual must be able to: PC1. arranging meetings with co-operatives PC2. among farmers who are members of these co-operatives PC3. provide detailed information on PC4 loan products. access the PC5 member farm database. provide the appropriate loan application to interested farmers Maintain close relationships with farmers and their cooperatives To be competent, the user / individual must be able to: PC6 visit individual farmers and attend PC7 affiliate meetings. provide financial services information to these farmers who sell their crops for a profit. Contact retailers and stores of agricultural products and implements. contact well-known agricultural and business suppliers of farm PC9. identify potential borrowers with reasonable income and risk factors and provide details of borrowed products Conduct an initial assessment of loan applicants to select eligible customers In order to be competent, each user / individual must be able to: PC10. update the farmer’s PC11 credit record. check whether the farmer has borrowed any other money, if it is too late now and his method of payment and familiarity with the PC12 loan. ensure that the potential borrower complies with the PC13 eligibility criteria. check the indicators that provide a quick pre-test for customer credit credit1414. check the farmer’s farm size to find the expected benefits using the appropriate PC15 metrics. checked the legal status and global quality of PC16. ensure crop yields and other business efficiency features PC17. identify the various sources of revenue and whether they provide reliable and trustworthy cash flow PC18. analyze the lowest level of available family work and evidence of permanent housing Agriculture Field Officer

Organizational Context (Knowledge of the company / organization and its processes Agriculture Field Officer:

The user / person at work needs to know and understand: KA1. applicable law, standards, policies, and procedures in the workplace KA2. appropriate health and safety requirements applicable to workplace KA3. your job role and responsibilities and resources about KA4 work. who can request assistance to obtain work-related information, specifications and KA5 funding. the importance of compliance with health, hygiene, safety and quality standards and the impact of non-compliance on consumer and business KA6. documents and related procedures applicable to the context of the work Agriculture Field Officer

Technical Knowledge of Agriculture Field Officer:

The person at work needs to understand: KB1. Company policies on: incentives, delivery rates, and human resource management KB2. workflow involved in the company’s KB3 loan approval process. types of loan products and services offered by KB4. importance of individual role in work flow KB5. required documentation of the loan process KB6. standard standards set by the organization through the KB7 loan approval process. reporting structure in the loan application process KB8. relevant legal information KB9. basic knowledge of agricultural and economic production KB10. procedures to link access to various farmer cooperatives KB11. ways to maintain close contact and cooperatives to communicate with potential farmers KB12. Details of agricultural land for plant species KB13. agriculture produces retailers and shops in the KB14 area. methods of assessing credit record and farmer suitability KB15. methods for analyzing the cash flow position of a farmer KB16. how to choose the right and trusted customers KB17. eligibility for borrowed products KB18. types of loans such as annual operating loans, harvest loans, medium-term loans, long-term loans, etc Agriculture Field Officer.

Core Skills/Generic Skills Agriculture Field Officer:

The person at work needs to know and understand how to do this: SA1. update the latest technology by reading research articles, attending meetings, conferences etc. SA2. keep up-to-date with reading brochures, pamphlets, product information sheets, etc. SA3. read relevant newspapers / brochures etc. Writing Skills A person at work needs to know and understand how to do this: SA4. complete the application form SA5 documents. prepare reports and summaries of loan documents for review SA6. basic computer knowledge to record customer records and information collected etc. Oral Communication (Listening and Speaking Skills) A person at work needs to know and understand how to do it: SA7. maintaining effective relations and communication with senior officials, experts and farmers SA8. listen to instructions and feedback from management SA9. listen and be able to detect inconsistencies in information SA10. discuss issues, clarify doubts and seek solutions for SA11. consult with farmers for loan details and relevant officials regarding the loan process B. Professional Skills Customer Centricity An employee needs to know and understand: SB1. develop relationships with officials and farmers SB2. listen to and interpret information provided to SB3 adults. discuss possible solutions Troubleshooting The user / employee needs to know and understand how to do this: SB4. Identify problems quickly and take solutions to resolve delays Making decisions The user / employee needs to know and understand: SB5. make decisions on customer suitability through the SB6 application form process. identify potential problems in performing tasks and take precautionary measures in accordance with SB7 work procedures. perform basic arithmetic calculations SB8. analyze basic financial statements Plan and edit A user / employee on the job needs to know and understand how to do this: SB9. plan and arrange meetings with cooperatives and representatives to reach Agriculture Field Officer

Assist in due diligence process on loan Agriculture Field Officer:

In order to be effective, each user / individual must be able to: PC1. ensure a thorough understanding of the agricultural sector while lending PC2 farm houses. have a sound understanding of the factors that may affect agricultural production in order to assess the income and risks of PC3. make sure to select the right clients for the analysis and improve the quality of their loan portfolio Collect information about the effort process To be competent, the user / individual must be able to: PC4. verify the reliability of home information and farm address PC5. check character, reasonable loyalty and customer willingness to pay for PC6. make sure the farmer gives at least two directions and performs a PC7 check. collect information on various aspects such as the farmer’s personality about the farmer and his family’s integrity, his loan repayment, his investment in the farming business, his savings security and other conditions are satisfied with the use of the loan. submit all documents and information collected to the credit manager in order to be able to work on a PC9 loan. provided all the relevant feedback received by the farmer during his visit to the PC10 field. assist in obtaining any relevant decision-making information on PC11 loan penalties. write down and record all the answers / details received for future use Agriculture Field Officer

Organizational Context (Knowledge of the company / organization and its Agriculture Field Officer:

Technical Knowledge of Agriculture Field Officer:

The person at work needs to understand: KB1. Company policies on: incentives, delivery rates, and human resource management KB2. workflow involved in the company’s KB3 loan approval process. types of loan products and services offered by KB4. importance of individual role in work flow KB5. required documentation of the loan process KB6. standard standards set by the organization through the KB7 loan approval process. reporting structure in the loan application process KB8. relevant legal information KB9. basic knowledge of agricultural and economic production KB10. factors that will affect the payment of KB11. Good customer choice with strong loyalty and character value KB12. Details to be collected about the loan process KB13. standard parameters in activation of KB14. documents to be collected KB15. Source of information for all relevant details of the KB16 effort. types of loans such as annual operating loans, harvest loans, medium-term loans, long-term investment loans KB17. details of borrowed products KB18. documents require KB19. Different parameters will be considered for the approval of the loan Agriculture Field Officer.

Core Skills/ Generic Skills:

Assist in loan processing and perform follow up of loan recovery:

In order to be effective, the user / individual must be able to:
PC1. edit information collected during the farm visit PC2. ensure that the client has provided valid authorization and identification willing to pay PC3. prepare a separate signature document for each loan category
approval process PC4. raise the amount of the loan, the duration of the loan, the payment plan, the installment
pattern and other loan conditions are clearly in the loan file, depending o details checked PC5. submit all documents for approval or rejection
PC6. assist the borrower in dealing with the loan Monitoring, surveillance and follow up on loans In order to be effective, the user / individual must be able to: PC7. have an open communication with the borrower to monitor the loan according that any problems with payment and other issues can be reviewed
PC8. keep files and documents such as loan application, loan analysis, loan
mortgage records, memos, loan agreements, etc. that serve as
the backbone of the loan monitoring system to provide a record of
relationship with the borrower
PC9. use a computer to record loan information for easy access Agriculture Field Officer
Track the progress of the loan portfolio
PC10. visit their fields to ensure that the loan amount is used properly and again
a planned approach
PC11. attend meetings, exhibitions and markets where farmers can be seen
high, and check the product, profit and ability to pay
there is a path
PC12. keep separate reports in the loan portfolio review, appropriate payment
report, past payment report and loan portfolio in risk report
PC13. Manage late payment using various strategies such as finance,
visit a home or farm to meet directly, using a program record to track
system, phone reminders, etc. both on the site and on the following site
up
PC14. review borrower documents, review borrower
and his or her mortgage collateral and bank loan monitoring

accounts, if there is a possibility for the borrower to repay the debt within the specified PC15 fixed period. liaise with senior officials on debt collection by taking secured property or canceling loans, based on the borrower’s record, in the event of a delay and non-payment on behalf of PC16. equip the customer to complete the loan cycle in the performance of its loan, which can be used for future loan decisions that facilitate easy and quick access to information for repayment to: PC17. ensure that borrowing is an ongoing customer relationship that includes financial products that cater to the diverse customer needs PC18. find opportunities to talk to customers about future loans or the need for other financial products PC19. establish a good and good relationship with the borrower to gain confidence and trust PC20. make the opposite sales of products and achieve the goals set by the company Agriculture Field Officer

Organizational Context (Knowledge of the company / organization and its processes):

Technical Knowledge:

the person at work needs to understand: KB1. Company policies on: incentives, delivery rates, and employees KB2. management KB3. workflow involved in the company’s KB4 loan acceptance process. types of loan products and services offered by KB5. the importance of the role of the individual in the workflow KB6. required documentation of the loan process KB7. standard standards set by the organization through the KB8 loan approval process. reporting structure in the loan application process KB9. relevant legal information KB10. basic knowledge of agricultural and economic production KB11. planning strategies for information collected KB12. loan period, interest payments, etc. anticipation of KB13. evaluation of farmer loan credit preparation reports Agriculture Field Officer

Coordinate with colleagues and customers:

In order to be effective, each user / individual must be able to: PC1. get instructions and understand job requirements and objectives from PC2 managers. understand the company’s standard operating system PC3. report and discuss career progress and status and transfer any issues to high-end PC4. fix any errors when shown by high-end PC5. prepare internal reports on PC6 customer conversion. assist colleagues where necessary with PC7 capacity. resolve any disputes at work and ensure the smooth running of PC8. place the group above each PC9 objective. Collaborating with partners in achieving targets Integration with farmers In order to be competent, the user / individual must be able to: PC10. liaising with farmers to obtain all required documentation for the PC11 process. specify any unwritten information and keep a very clear and reliable record for PC12. answer any questions or doubts from farmer PC13. keep the farmer updated in the process of regular process PC14. confirm during the termination of the transaction and processing PC15 applications. discuss the various terms and conditions that will be followed by PC16. maintain good and long-term relationships with the farmer with confidence and trust Agriculture Field Officer

Organizational Context (Knowledge of the company / organization and its processes):

The user/individual on the job needs to know and understand: KA1. relevant legislation, standards, policies, and procedures in work KA2. relevant health and safety requirements applicable in the work environment KA3. own job role and responsibilities and sources for information of work KA4. who to approach for support to get work related information, clarifications and support KA5. importance of following health, hygiene, safety and quality standards

Guidelines for Assessment:

Criteria for assessment for each Qualification Pack will be created by the Sector Skill Council. Each Performance Criteria (PC) will
be assigned marks proportional to its importance in NOS. SSC will also lay down proportion of marks for Theory and Skills Practical
for each PC.
The assessment for the theory part will be based on knowledge bank of questions created by the SSC.
Assessment will be conducted for all compulsory NOS, and where applicable, on the selected elective/option NOS/set of NOS.
Individual assessment agencies will create unique question papers for theory part for each candidate at each
examination/training center (as per assessment criteria below).
Individual assessment agencies will create unique evaluations for skill practical for every student at each examination/training
center based on this criterion.
To pass the Qualification Pack , every trainee should score a minimum of 70% of aggregate marks to successfully clear the
assessment.
In case of unsuccessful completion, the trainee may seek reassessment on the Qualification Pack